Sharing More Than The Sheets

Risk is part of life and particularly, a part of investing. Not understanding it, can lead to bad decision making or in some cases, NO decision making at all. Michael discusses the relationship between risk and return as well as some factors to consider when trying to work out how much risk to take on.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Any seasoned investor would know that building wealth usually means having the patience to look ahead and think long term as opposed to short term. While each person has different levels of experience and a different risk appetite, the fundamentals of investing can't be ignored. Michael goes through some of the benefits of investing for the long run compared to the short run and provides examples of pitfalls that some investors may find themselves in without the correct guidance or mindset.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

As we approach our 200th episode, Michael talks about purpose and how finding your purpose can have such a powerful impact on your life - beyond just the goal of money. He gives some examples that he has come across with couples in which purpose (or lack of) has significantly influenced how they manage their finances and make money decisions.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Confidence comes in many different forms and has many benefits in the real world. From a financial perspective, it also has significant benefits that may not be so obvious. As a financial adviser, Michael regularly provides advice to couples and improved confidence is usually one of the main benefits: confidence in the ability to retire, invest or spend money.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

If you have ever spoken to Michael, you would know that he is big on his 'to do' lists. This week, he goes back to an episode dedicated to 'to do' lists. He highlights how they create efficiency, structure and accountability. He also shares some tips and tricks that can assist you in staying on top of your day and getting things done while sharing his favourite app that he still uses to this day.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Financial literacy is the ability to understand and effectively utilise various financial skills that can include personal financial management, budgeting, and investing. It historically has not been taught enough in schools and it is a vital skill that all Australian's should have to be able to make better decisions for themselves and their family. Michael goes through some of the ways that financial literacy can help you and your family as well as some of the pitfalls of disregarding it's importance.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Conflict occurs in every relationship and money, in many of those occasions, is in the centre of it. Money conflict can also make or break a relationship. In this episode Michael and Lea Clothier discuss the relationship that some have with money as well as some strategies that couples can implement to help them manage and overcome money conflict.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Most have heard of the saying that 'consistency is key' but what does it actually mean? Jim Rohn once said that: Success is neither magical nor mysterious. Success is the natural consequence of consistently applying the basic fundamentals. In this episode, Michael discusses the power of consistency on a personal, health and financial level. He shares some examples that he has seen first hand with his clients as well as some lived experiences that anyone can learn from.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

If you're reading this, there is a chance that you have had or currently have a budget with issues, holes or weaknesses. Unfortunately there is no 'one size fits all' approach or silver bullet but there are some things to watch out for that Michael goes through in this episode. He shares and discusses some very common mistakes that he comes across as an adviser of couples that you may be able to relate to and learn from.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Being accountable can have many benefits in our personal lives that are obvious in some cases but not so obvious in others. Sometimes, the benefits can be financial, personal or or health related. Michael dives into the topic of accountability and highlights why it may be one of the biggest benefits of seeing a financial adviser. He touches on a few examples that he has come across and provides some insight as to why you may be lacking accountability in your life.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.