Sharing More Than The Sheets

Growth is not defined solely by getting older; it involves continuous development across every area of life, including intellectual, emotional, spiritual, and financial well-being. While some individuals feel a strong desire to improve and evolve, others may overlook its importance or view it as unnecessary. Michael emphasizes why personal growth truly matters, pointing out the potential risks of remaining stagnant. He explains that growth opens doors to discovering and pursuing one’s passions, enables individuals to positively impact and support others, and ultimately creates more choices and opportunities for the future. By committing to growth, a person builds a more fulfilling, purposeful, and adaptable life.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

As the financial year unfolds, there are two distinct approaches you can take. You can be reactive—simply letting the year play out and only reviewing your finances once it ends, trying to figure out what should have been done differently. Or, you can take a proactive approach—using this period as a valuable opportunity to plan ahead, stay intentional with your money, and make informed decisions before the year closes.Rather than waiting until tax time to reflect, this is the perfect moment to assess both your past and current financial habits. It allows you to evaluate how your household has been managing income, expenses, savings, and investments, while also identifying areas for improvement moving forward. With the right mindset, the lead-up to the end of the financial year becomes more than just an administrative task—it becomes a powerful checkpoint for growth and future planning.In this episode, Michael shares practical strategies and insightful tips to help you make the most of this period. He highlights key things to consider before tax time, helping you not only prepare effectively but also set a stronger financial foundation for the year ahead.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Having the freedom to choose not to act is far more valuable than wanting to act but having no option at all. As a financial adviser, Michael focuses on helping clients reach important goals—whether that’s retiring comfortably, taking a holiday, or purchasing a car. Having choice can greatly enhance both relationships and mental wellbeing, and it often motivates couples to collaborate and work more effectively towards the goals that matter most to them—both now and in the future.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all understand the importance of prioritising our health and the risks that come with neglecting it, yet many of us still struggle to stay active. This week, Michael welcomes former Cowboys and Broncos NRL player Michael Coorey to the show. Together, they dive into Michael’s 23-year career as a personal trainer, explore his personal definition of what it means to be “fit,” and share practical tips for maintaining fitness. Michael also offers valuable advice on choosing the right personal trainer when you’re seeking that extra level of accountability.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Experienced investors understand that building wealth requires patience and a long-term perspective rather than a short-term focus. While experience levels and risk tolerance vary from person to person, the core principles of investing remain constant. Michael explores the advantages of long-term investing over short-term strategies and highlights common pitfalls investors can fall into without the right guidance or mindset.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

When should you start combining your finances with a partner—and what’s the best way to do it? How do you know if it’s too soon, or if you’ve left it too late? In this episode, Michael unpacks the key considerations around merging finances, outlining practical steps you can take to do it well. He explores common pitfalls and costly mistakes to avoid, while sharing proven tips to help couples manage their money successfully as a team.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Confidence shows up in many different ways and plays an important role in daily life. In finance, its benefits can be significant, even if they’re not always immediately apparent. In his work as a financial adviser, Michael often sees improved confidence as a key outcome for couples—whether that’s confidence to retire, invest, or spend money comfortably.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We live our lives juggling endless demands and obligations, yet rarely set aside enough time to work on ourselves. There’s nothing wrong with working hard—but it matters how we do it. In this episode, Michael breaks down the top five regrets people commonly express at the end of their lives, sharing powerful insights, real examples, and common traps many of us fall into without realising. It’s an invitation to pause, listen, and honestly reflect on what you might change today so that, one day, you can look back on your life with no regrets.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Financial literacy is basically knowing how to manage your money well, from budgeting day‑to‑day expenses to saving and investing for the future. It’s something that hasn’t traditionally been taught enough in schools, even though it’s an essential life skill for all Australians. Michael talks through some of the ways being financially savvy can benefit you and your family, and also points out what can happen when its importance is overlooked.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Information is an incredible resource—and it’s everywhere. Online, offline, even overheard at a friend’s barbecue. Many people want to start investing, yet never take the first step. Often, this hesitation comes from either not having enough information or being overwhelmed by too much of it.In this episode, Michael breaks down some key warning signs and important considerations for new investors. He also highlights common pitfalls to watch out for when beginning your investment journey. Michael shares real examples where relying on certain pieces of information didn’t work out, and offers practical strategies for using information wisely to make better financial decisions.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.