Sharing More Than The Sheets

Is Life Insurance a Rip-off? It's a great question and it's a question that financial advisers are asked regularly. Michael uses this opportunity of his Magic Money episode to provide his opinion and gives some context as to why some feel that life insurance may not be worth it as well as some ways to make sure you are getting good bang for buck.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are many misconceptions as to what a financial does and there are some very surface level assumptions. When you unpack what a financial adviser does for his or her clients, you start to realise that it is much more than just a few calculations and diagrams. Michael explains an analogy that he provided someone recently when they asked him what he did for work and he provides some insight on what good financial advice can do for you and your family.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all know that 'nothing' or 'no one' is 'perfect' but it is so easy to fall into the trap of aiming to be 'perfect' or trying to make the 'perfect' decision - whether consciously or subconsciously. In this episode, Michael goes back to his take on the topic and the risks of being a perfectionist when it comes to personal or money decisions. He explains how the quest to make the absolute perfect decision can lead to a bad one or even no decision at all.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While snacking may feel innocent and potentially healthy, it can have some detrimental health effects. Chloe Sacks, Dietitian and Nutritionist joins Michael to discuss how it can potentially be a good thing but also very risky if not managed well. She shares some tips and some real life examples as to when snacking habits can get dangerous. To get in contact with Chloe, visit https://www.chloesacks.com.au/
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

In many relationships, one partner is usually more onboard and excited to discuss money than the other. Firstly, it's important to understand your partner's relationship with money but also to make sure you are both are going about the changes together in an effective and sustainable manner. In this episode, Michael Khouri provides some tips and strategies that you can implement to maximise the chance of success.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Your lifestyle can literally 'creep up' on you there are many ways to become aware of it, avoid it and deal with it. Sometimes it is enough to recognise that it has happened and sometimes it could involved getting help. Either way, it is happening to most people in one way or another and it could affect you and your family's financial future. In this episode Michael explains how to identify lifestyle creep and provides some strategies on dealing with it in today's day in age.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Most people have their own version of financial success. For some it's a flashy car and to others it's working two days a week. In this episode, Michael discusses why it is important to understand what your definition is and why you and your partner should be on the same page. He touches on the risks of not having a plan and the risks of loosing sight of what financial success means to you.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are different types of stress and different ways to deal with stress. Some deal with it well and others usually don't know where to begin. Michael invites counsellor and high performance coach Zoe Slater to the show as she shares how to identity different types of stress, what warning signs to watch out for and how to deal with them. Her passion for personal growth and mental health is very clear as she unpacks her experiences as well as some practical tips that we can all implement.To learn more about Zoe, visit https://www.freedomchoiceacademy.com/
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

The fear of investing is real and it is more common than you may think. Some have the fear as they have had a bad experience in the past, some don't understand investing and some have just heard enough bad stories and are basically spooked. In this episode Michael provides some strategies to overcome and manage your fear of investing so that you have the confidence to take the first step in building a solid financial future for you and your family.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

As we mature and become adults, we forget about all of the hobbies, sports and past times that used to give us energy. This can affect our lives in many ways and some of these areas may not be as obvious as you think. Join Michael as he discusses the importance of having an outlet as well as the significantly positive impact it can have on our lives from a emotional, physical and financial point of view.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.