Sharing More Than The Sheets

When should you receive financial advice? It's a question that comes up all the time. While there are obvious life events that often prompt people to seek advice, such as getting married, starting a family, receiving an inheritance, changing jobs, receiving a promotion, or navigating the loss of a loved one, the reality is that financial advice can add value at almost any stage of life.Many people assume they need to have accumulated significant wealth before seeking professional advice. In reality, some of the greatest benefits come from receiving guidance early, when good habits, smart decisions and long-term strategies can have the greatest impact. Whether it's managing cash flow, reducing debt, building wealth, protecting your family, planning for retirement or simply gaining confidence in your financial decisions, the right advice can help provide clarity and direction.In this episode, Michael explores the key moments when financial advice can be particularly valuable, shares real-world examples of how advice can make a meaningful difference, and discusses why seeking advice sooner rather than later can often lead to better financial outcomes. Most importantly, he explains how having the right adviser, at the right time, can help you make more informed decisions and achieve greater confidence in your financial future.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Unfortunately, many people don't retire because they planned to. Instead, retirement is often triggered by an unexpected event such as illness, injury, redundancy, or simply reaching a point where they can no longer continue working.In this episode, Michael explores why having the ability to retire on your own terms is one of the most valuable forms of financial freedom. He discusses the importance of creating options and building a retirement strategy that gives you control over when and how you step away from work, rather than having that decision forced upon you.Drawing on real experiences from working with clients, Michael shares practical insights, common challenges, and key considerations to help you plan for the retirement lifestyle you want. Whether retirement is just around the corner or still years away, this episode will help you think differently about your retirement journey and the steps you can take today to create greater choice and security for tomorrow.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While most of us enjoy the comfort of routine and familiarity, growth rarely happens when we stay in our comfort zone. After making a promise to his children, Michael finds himself facing a challenge that pushes him far beyond what feels comfortable. In this episode, he explores the value of embracing discomfort, taking calculated risks, and saying yes to opportunities that stretch us. Michael shares why personal growth often begins where comfort ends and how surrounding yourself with supportive people can inspire you to achieve more than you ever thought possible. If you've been waiting for the right time to take that next step, this conversation may be the encouragement you need.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Do you find yourself saying "yes" when you really want to say "no"? Whether it's taking on extra work, agreeing to commitments you don't have time for, or constantly putting other people's needs ahead of your own, many of us struggle with setting healthy boundaries.In this episode, we explore the importance of learning to say no and why it may be one of the most powerful skills you can develop. We discuss the hidden costs of people-pleasing, the impact of overcommitting on your mental health and wellbeing, and how setting clear boundaries can lead to greater confidence, stronger relationships, and a more intentional life.You'll also learn practical ways to say no without feeling guilty, how to protect your time and energy, and why every meaningful "yes" requires a thoughtful "no."If you've ever felt overwhelmed, burnt out, or stretched too thin, this conversation will help you reclaim control of your time and focus on what truly matters.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Most of us know the story of the chipmunk, carefully storing acorns and nuts away for the future. While they're great savers, they probably wouldn't make the best investors. Then again, we can't blame them. They only know what they know.In many ways, we're no different. Countless Australians want to start investing but never take the first step because they feel overwhelmed by a lack of information, or ironically, too much of it. With so many opinions, strategies, and investment options available, it's easy to become stuck in analysis paralysis.In this episode, Michael explores the common barriers that stop people from investing and shares the challenges he regularly sees when working with couples. He also explains how he coined the term "The Uninformed Chipmunk" and why understanding the difference between saving and investing could be the key to building long-term wealth.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many couples over the years have told me they've tried budgeting and that it simply didn't work for them. What they often don't realise is that the problem wasn't budgeting itself, it was the way they were approaching it. Just like exercise, there isn't a one-size-fits-all solution. A budgeting method that works for one couple may be completely unsuitable for another.In this episode, Michael unpacks some of the most common misconceptions about budgeting and explores the key reasons budgets fail. He explains why so many couples feel like they've tried everything, when in reality they may just have been using the wrong system. You'll learn how to find an approach that aligns with your lifestyle, goals, and habits, making it far more likely that your budget will actually stick.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While skydiving is something Michael would never consider, investing is something he does regularly. So, what do the two have in common? Many Australians would love to start investing, but uncertainty around where to begin, along with stories of losses and negative experiences, often holds them back. In this episode, Michael explores the surprising similarities between skydiving and investing, and shares practical tips for anyone thinking about taking the first leap on their investment journey.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Does greatness belong to a select few—or is it something anyone can achieve? What if the biggest obstacle standing between you and your potential isn't your background, your age, or your circumstances, but the story you've been telling yourself?In this episode, Michael sits down with mindset coach, ultra-endurance athlete and author Jason Dunn to explore the ideas behind his new book, Greatness Doesn't Care. Jason shares how overcoming fear, embracing vulnerability, and finding a purpose bigger than yourself can transform the way you approach life. Together, they unpack the mindset shifts, daily disciplines, and practical framework that have helped Jason rebuild his own life—and that can help anyone pursue meaningful, lasting growth. Whether you're striving for personal, professional, or financial success, this conversation is a powerful reminder that greatness isn't reserved for the extraordinary—it's available to anyone willing to take the next step.
 
To find out more about Jason's new book, visit https://www.linkedin.com/in/jason-dunn-72650227/
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

As we celebrate our 300th episode, Michael shares an exciting and deeply personal announcement: he has written a book, set for release early next year. In this special episode, he reflects on the journey from idea to manuscript, the inspiration and purpose behind the book, and the positive impact he hopes it will have on the lives of countless couples. Michael also looks back on the past 300 podcast episodes, sharing key lessons learned along the way and the experiences that have shaped his journey—culminating in the achievement of becoming a published author.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Passion and purpose are the driving forces that have kept this podcast thriving. In this episode, Michael shares how his long-standing passion has fuelled his journey and why it's so important to pursue activities that energise and inspire you rather than drain your motivation. He offers practical insights and simple strategies to help you identify your passions and incorporate them into your weekly routine, creating more fulfilment, balance, and purpose in your everyday life.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.