Sharing More Than The Sheets

Some people feel like they don't need to budget, and others have tried, and it just really hasn't worked out for them. Having structure in our lives is very important, especially when it comes to our money. In this episode, Michael goes back to an episode where he talks about the benefits of having a budget and why we all need some sort of financial structure in the way they manage our money.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While the title of this episode may get you confused, Michael really jumps into a topic that he's very passionate about. When it comes to our motivation, we all have different levels of motivation, and it's important to understand our personality type so that we can continue to make sure that we are growing and working towards our goals. He uses the analogy of different size candles and how they relate to our lives and our approach when it comes to working towards certain goals or tasks.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

To Save or Invest? That is the question. It is not as straightforward as one would think. There are pros and cons and there are so many things to consider when making the decision. Michael goes back to an episode a few years ago as he shares his thoughts, experiences and some tips and traps that may assist in making the decision.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all have that one thing or those couple of tasks that we have been wanting to do for a while, but we just keep putting them off with the hope that we will finally get around to doing them. In this episode, Michael discusses some effective ways to tackle items that are being put off, as well as ways to become much more productive in your personal and financial life. He shares some tips and tricks that he personally does himself, and some traps to watch out for when trying to knock down those jobs that you've been meaning to get around to.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Risk can be scary and not understanding something enough is uncomfortable - and it should be. When it comes to investing and making money decisions, many just sit tight and do nothing and don't realise that sometimes there is a cost and a risk of doing nothing. Michael goes back to one of his favourite episodes as he shares a very important lesson that you should consider the next time you feel like putting something off.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

If you have ever played Monopoly, you would know that there are different types of players. Some that are too conservative, some that may be too risky and those that have a strategy. Michael talks through and relates a game of Monopoly to our personal finance and reflects on what we should all be striving for when playing through the decisions of our own personal financial journey.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Uncertainty is embraced by some and feared by many but it also can create opportunity if dealth with correctly. Michael goes back to an episode with high performance coach Ivor Lok to discuss some strategies with how to face uncertainty and to come out on top.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all have regrets, and nobody has a crystal ball. Many high income earners, or really anybody that's earning a decent income after a period of time, usually look back and wish that they invested more. Michael touches on the things that investors should look out for when starting their journey as well as some pitfalls to be aware of and some strategies to make the most of the experience while enjoying it at the same time.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Market fluctuations have always happened and will continue to happen. They can make investors nervous and if not managed effectively can have a detrimental impact on the investing experience and potentially one's long term returns. Michael goes through a few strategies that you should keep in mind next time your up against market fluctuations.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Saving comes easy to some but not to others. Everybody has a different relationship with money as well as a different set of habits. Michael provides seven simple steps that anyone can take onboard to learn to become a better saver. Working on even a few of these points can help anyone save more money and enjoy the journey along the way.
 
 
Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.
 
Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au
 
Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.
 
All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.
 
Music by John Bartmann https://johnbartmann.com
 
Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.